Got A Hybrid Car With A Refinance Home Loan? Drive Easy

There's a spanking new hybrid in your garage. You're itching to speed up on the highways and show off what you got from your refinance home loan, but please wait. Do you still remember how to drive with care?

The hot hybrid cars

The new small and efficient hybrid cars run on gas and battery. That's how it got its name. It guzzles less gas and you get 10-15 miles per gallon than your old gas-thirsty pick-up. You reason that it's time now to change to save the environment, that's why you got a refinance home loan.

Your choice was a Honda Civic hybrid. It runs without the drag and is wind resistant giving a nice feel when you go full throttle. Whether on a dirt road or asphalt, you'll do fine.
In traffic, your car shuts off automatically; saving you tons of gas money, and anytime you can switch from gas to electric without batting an eyelash. What a nice buy indeed.

Driving safely

A funny guy quipped that safe driving is getting away from the crazy driver behind you and ahead of you. So zoom ahead. But kidding aside, there's a grain of truth to the joke. Distance between you and the drivers ahead and behind you should give you room to maneuver.
With all those news stories about car accidents and road rage, you should practice defensive driving and shore up on patience. You need to practice your skill rounding the bends and the treacherous curves.

Curves are the most dangerous especially when driving at night. Better stay on the right lane all the time. Don't be tempted to cross to the other lane no matter how urgent your mission is. It's your life, your car, and there's your refinance home loan to settle.

Another driving obstacle is driving along on 4 lane highways. As always, stay on the right hand lane. If the coast is clear you can overtake a car and cross to the left lane. If an oncoming car loses its brakes, it'll veer further to the left. So you're safe from head on collisions staying on the right lane.

Traffic rules were not put up just for the heck of it. There is science here. So heed these and you'll enjoy your Honda Civic for years and pay off your refinance home loan body and soul intact.

Other friendly reminders

Don't drink and drive. If at a party, better sleep your drunkenness on the coach or let somebody sober drive you home. Also avoid making calls on your mobile phone while driving. Don't get distracted. Keep your eyes on the road and hands on the wheel.

With winter calling, better prep your car. Check the battery, wipers, and the tire pressure. When on the road, you can't be too careful.

Your passengers' lives depend on your careful driving, and the life you save be yours. Just because you got a sleek hybrid from your refinance home loan does not mean you can drive recklessly. Your car may be fully paid but your loan is not.

Need a big purchase, like a car or a home? Get a refinance home loan or mortgage refinancing. At whataboutloans, you'll get more ideas about refinance mortgage loan. Visit the site now.
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Toyota and Lexus Hybrid Car Tax Credits End

Toyota certain carries the banner when it comes to hybrid car sales. One has to wonder if it will continue now the Toyota and Lexus hybrids have lost all tax credits associated with their purchases.

The Prius. If ever there has been a successful car launch, this is it. How popular is the odd little hybrid? Most people think it was the first hybrid launched to the mass market. In truth, Honda had hybrids out long before Toyota, but the Prius just stomped them in the market.

Toyota and the entire hybrid vehicle market has also benefited heavily from a form of federal subsidiary. The federal government has a stated goal of weaning us off of our oil addiction.

Obviously, hybrid cars represent a step in the right direction. To financially motivate people to buy hybrids, the government issues a large tax credit to people who purchased new ones.
So, is the hybrid tax credit a big deal? Oh, yes. It represents a dollar for dollar reduction of the tax owed on your personal returns. It is not a deduction that reduces your gross income before determining your tax due. Instead, it actually is subtracted from the tax. If you determine you owe the IRS $5,000 and purchased a hybrid with a tax credit of $2,500, you end up owing the IRS $2,500. Alas, the hybrid tax credit is a stepped event.

The government's goal is to get the public interested in hybrid cars. It is not to give the hybrid manufacturers a free ride forever. As a result, the hybrid tax credit for each manufacture is phased out over time. The phase out is based on the number of cars sold.

Toyota and its subsidiary Lexus have just hit the sales cap for the hybrid tax credit. Specifically, the tax credit was terminated once 60,000 total hybrids were sold by the two brands. Well, it happened.

As of October 1, 2007, individuals buying any Toyota or Lexus hybrid will no longer receive a tax credit. None. Nada. Zippo. That being said, both brands offer excellent cars that should be attractive to buyers regardless of whether there is a tax credit or not. If you really want that tax credit, you can look to other brands that still qualify for them.

Aazdak Alisimo writes about hybrid cars. Find hybrid car dealers in your area at HybridCarDealerDepot.com.
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